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Writer's pictureStephen Loke

200 Businesses You Can Start With A Small Capital

Just because you lack the capital that big businesses need, it does not mean you cannot start a business with a small capital.


  • Many businesses require a small capital

  • Many people start small and grow from there

  • You are only limited by your own beliefs and imagination.


Starting a business with small capital is possible across a wide range of industries. Whether you’re looking to make money online, in your local community, or through a specialized service, there are plenty of low-cost options to get you started.


200 businesses you can start with a small capital
Starting a business can sometimes be overwhelming. But don't let the lack of capital prevent you from pursuing your dreams.


While you may not try every business ideas below, go through them to give you inspiration and ideas on how to start a business with little or no capital.


You may come up with a smart small capital idea on your own that may grow into a billion-dollar empire.


Here’s a look at 200 business ideas that you can begin with minimal capital:


1. Freelance Writing


Use your writing skills to create content for businesses, blogs, or marketing campaigns. Platforms like Upwork and Fiverr offer opportunities to get started.


2. Graphic Design


With a basic computer and design software, you can offer design services such as logos, business cards, and social media graphics.


3. Social Media Management


Businesses are always looking for help managing their social media presence. This requires minimal capital if you already have internet access and a computer.


4. Event Planning


Help people organize weddings, parties, and corporate events. This business can be started with minimal capital by working from home and collaborating with vendors.


5. Pet Sitting or Dog Walking


Pet care services are in demand. You can start this business from your home with very low overhead.


6. Tutoring


If you have expertise in a subject, offer tutoring services to students either online or locally. This requires little more than your knowledge and possibly a few teaching materials.


7. Personal Fitness Trainer


If you’re into fitness, offer personal training services. You can start with free outdoor sessions or partner with a local gym.


8. Photography


If you have a decent camera and a passion for photography, you can offer photography services for events, portraits, or real estate listings.


9. Errand Running Service


Help busy people with errands like grocery shopping or dry cleaning pick-up. This business can be started with nothing more than a reliable vehicle.


10. Cleaning Services


Start a residential or office cleaning business with basic supplies. As your business grows, you can hire more staff and purchase more equipment.


11. Virtual Assistant


Offer administrative support services to businesses remotely. You only need a computer and reliable internet connection.


12. Lawn Care Services


Basic lawn mowing and gardening services are always in demand, especially during summer. You can start with minimal equipment and expand over time.


13. Handyman Service


If you have basic repair skills, offer handyman services for homes and businesses.


14. Home-Based Catering


If you enjoy cooking, you can start a small catering business from your kitchen, offering meals for events or even meal prep services.


15. Dropshipping


With dropshipping, you can sell products online without holding inventory. The products are shipped directly from suppliers to the customers.


16. Blogging


Start a blog on a topic you’re passionate about. You can make money through ads, affiliate marketing, and sponsored posts.


17. YouTube Content Creation


Create a YouTube channel and monetize it through ads and sponsorships once you gain enough subscribers and views.


18. Online Course Creation


If you have expertise in a particular field, create an online course on platforms like Udemy or Teachable and sell it to learners worldwide.


19. Etsy Shop


Sell handmade crafts, vintage items, or digital downloads on Etsy. This platform allows creative individuals to turn their hobbies into a business.


20. Homemade Soap or Cosmetics


Create and sell handmade soaps, lotions, or other beauty products. You can start small and sell through local markets or online.


21. Subscription Box Business


Curate products around a niche and create a subscription box service. Examples include beauty products, snacks, or hobbies like gardening.


22. Car Detailing


Offer mobile car detailing services. You can start with minimal equipment and grow the business by offering add-on services.


23. Mobile Car Wash


Like detailing, a mobile car wash can be started with basic equipment and offers convenience to customers who don’t have time to visit a traditional car wash.


24. Vending Machines


Start a vending machine business in busy locations like offices or schools. While it requires initial investment, it can be low-cost if you start small.


25. Moving Services


Offer packing and moving services, especially in college towns or urban areas where people move frequently.


26. Rental Business


Rent out items like party supplies, equipment, or furniture. You can start with items you already own and expand over time.


27. Digital Marketing Consulting


Help businesses with SEO, social media, or content marketing strategies. You can start this with just a computer and marketing expertise.


28. Business Coaching


If you have experience in business, you can offer coaching services to small business owners or entrepreneurs looking to grow.


29. Accounting or Bookkeeping


Offer bookkeeping services to small businesses. You can get started with minimal tools like accounting software.


30. Home Staging


Help real estate agents or homeowners stage properties for sale. You can start small by using your creativity and expand as demand grows.


31. Freelance Programming


Offer coding or software development services for businesses or start-ups. This is ideal if you have tech skills and want to work remotely.


32. Transcription Services


Offer transcription services to businesses, lawyers, or medical professionals. All you need is a good pair of headphones and typing skills.


33. Resume Writing Services


Help job seekers by writing or editing their resumes and cover letters. This business can be started with minimal investment.


34. Interior Decorating


Offer your decorating services to homeowners or businesses looking to refresh their spaces. You can start with simple consultations and grow over time.


35. Jewelry Making


Create and sell custom-made jewelry, either locally or through online platforms like Etsy or Instagram.


36. Language Translation Services


If you’re bilingual, offer translation services for businesses, legal entities, or individuals.


37. Plant Nursery


Start a small plant nursery in your backyard and sell plants at local farmers’ markets or online.


38. Personal Shopper


Help busy clients or those with specific needs find clothing, groceries, or other items. You can offer this service online or in person.


39. Renting Tools or Equipment


If you already own tools or machinery, you can rent them out to individuals or small businesses that need them for short-term use.


40. Home-Based Bakery


Turn your baking skills into a business by selling baked goods from home. You can start with a few customers and scale up.


41. Face Painting or Balloon Art


Offer services for kids’ parties, fairs, or other events. This is a low-cost business that can be scaled with experience.


42. Virtual Fitness Classes


Host fitness classes online, such as yoga or pilates, and charge a fee for participants to join via platforms like Zoom.


43. Furniture Upcycling


Buy old furniture, refurbish or repaint it, and sell it for a profit. This business requires creativity and minimal initial investment.


44. Voiceover Services


Offer voiceover services for commercials, audiobooks, or online content. You can start with basic recording equipment at home.


45. Meal Prep Services


Help busy people by preparing and delivering meals. You can cater to specific dietary needs and start from home with minimal equipment.


46. Home Organization Services


Help people organize their homes or offices. You can offer decluttering or organization consultations for a small fee.


47. T-shirt Printing


Offer custom t-shirt designs for businesses, events, or individuals. You can start small with print-on-demand services.


48. Renting Out Spare Rooms


Rent out a room in your house through platforms like Airbnb. This business can start with just an extra room and minimal setup.


49. Freelance Photography


Use your camera and photography skills to take pictures at events, for businesses, or for stock photography sites.


50. Affiliate Marketing


Promote products online and earn a commission for each sale made through your referral. You can start this business with a blog, website, or social media page.


51. Content Editing


Offer editing and proofreading services for writers, students, or businesses. This requires minimal tools beyond your editing skills.


52. Podcasting


Start a podcast on a topic you're passionate about and monetize through sponsorships or listener support.


53. Affiliate Sales


Use your website or social media presence to promote products and earn commissions through affiliate marketing.


54. Printables Store


Design digital products like planners, worksheets, or calendars and sell them online. Customers print them at home, so there's no need for physical inventory.


55. Homemade Candle Making


Create and sell homemade candles with different scents and designs. This is a great option for selling through markets or online platforms.


56. Used Books Reselling


Purchase used books in good condition and resell them through online platforms like Amazon or eBay.


57. Voice Coaching


If you have a background in music or theater, offer voice lessons or coaching services to individuals looking to improve their singing or speaking.


58. Handcrafted Jewelry Repair


Offer repair services for broken or damaged jewelry. You can start with minimal tools and expand based on demand.


59. Digital Art Creation


Create and sell digital artwork for personal use or as custom commissions.


60. Renting Bicycles


If you live in a tourist-friendly area, start a bicycle rental business. This requires an initial investment in bikes but can quickly turn profitable.


61. Travel Planning Services


Offer custom travel itineraries or vacation planning services for people who need help organizing trips.


62. Mobile Hair Stylist


If you're a licensed hair stylist, offer mobile services where you travel to clients' homes to cut and style hair.


63. Home Inspection Services


Become a certified home inspector and offer services to home buyers who need properties inspected before purchase.


64. Mobile Massage Therapy


Offer in-home massage therapy services to clients. This requires certification, but overhead costs are minimal if you don’t operate out of a physical location.


65. Online Counseling or Coaching


If you're a licensed counselor or coach, offer services through online platforms or video calls.


66. Custom Tumbler or Mug Design


Design and sell custom tumblers or mugs through platforms like Etsy.


67. Mobile Photography Booth


Set up a portable photo booth for events such as weddings, parties, or corporate functions.


68. Online Event Coordination


With the rise of virtual events, offer services to help plan and coordinate online conferences, parties, or webinars.


69. Online Plant Shop


Grow and sell houseplants or small garden plants through an online store or marketplace.


70. Laundry Pickup and Delivery


Offer a pickup and delivery service for laundry and dry cleaning, especially in busy urban areas.


71. Scrap Metal Recycling


Collect and sell scrap metal. This business requires a vehicle for collection but has a low entry cost.


72. Furniture Assembly Services


Offer services to assemble furniture purchased from stores like IKEA. This business can be marketed to individuals who need help setting up their furniture.


73. Baby-Proofing Consultant


Help new parents baby-proof their homes by providing safety recommendations and installation services.


74. Voiceover Coaching


If you have experience in the voiceover industry, offer coaching services to aspiring voiceover artists.


75. Knitting or Crochet Lessons


Offer classes or tutorials on knitting or crocheting either locally or through online platforms like YouTube.


76. Local Tour Guide


If you live in a tourist-friendly area, offer guided tours showcasing the best spots in your city.


77. Specialized Resume Writing


Focus on creating resumes for specific industries, such as tech, medical, or executive-level professionals.


78. Sewing and Alteration Services


Provide sewing, tailoring, or alteration services to individuals who need custom fits or repairs.


79. Gift Wrapping Services


Offer gift-wrapping services, particularly during holiday seasons, for individuals and businesses.


80. Junk Removal


Offer junk removal services for homes and businesses. You can start small with a basic vehicle.


81. House Sitting


House sitting involves staying in someone’s home while they’re away, taking care of plants, pets, and security.


82. Window Cleaning


Offer window cleaning services for homes or businesses, which require minimal equipment and can be highly profitable.


83. Mobile Coffee Cart


Operate a small coffee cart in busy areas or at events, offering espresso drinks and snacks.


84. Soap or Detergent Production


Produce eco-friendly soap or detergent from home, focusing on natural ingredients.


85. Personal Shopper for Elderly


Offer personal shopping services to elderly individuals who may not be able to shop for themselves.


86. Stock Photography


Take photos and sell them on stock photo websites like Shutterstock or iStock, generating passive income over time.


87. Seasonal Decor Installation


Help clients install holiday lights, decorations, and displays. This service is in high demand during holidays.


88. Podcast Editing


Provide editing services for podcasters who need help with sound quality, cutting, and mastering audio.


89. Mobile Phone Repair


Offer mobile phone repair services such as screen replacements or battery replacements.


90. Scented Candle Subscription Service


Curate and deliver custom-scented candles on a subscription basis.


91. Custom Clothing Alterations


Offer alterations for formal wear, wedding dresses, or special outfits that require a custom fit.


92. Snack Subscription Boxes


Offer subscription boxes filled with curated snacks or treats for niche markets like keto, vegan, or international foods.


93. Custom Furniture Building


Create custom, handcrafted furniture or home decor items that cater to specific client needs.


94. Niche Blogging


Start a blog in a specialized niche, like pet care, eco-friendly living, or minimalist lifestyle, and monetize through ads and affiliate links.


95. eBay Flipping


Purchase undervalued items from thrift stores or garage sales and resell them on eBay for profit.


96. Senior Care Services


Offer companionship, errand running, or help with daily tasks for seniors in your community.


97. Virtual Property Tour Service


Offer virtual tours for real estate listings, helping agents and buyers view properties online.


98. Eco-Friendly Product Sales


Sell eco-friendly products like reusable bags, straws, or home goods through online marketplaces.


99. Pop-Up Boutique


Create a temporary boutique or retail space that operates at events, festivals, or short-term rental spaces.


100. Meal Kit Delivery


Create and deliver meal kits with pre-portioned ingredients for individuals or families who want to cook at home but need convenience.


101. Personal Chef


Offer personalized cooking services for individuals or small gatherings, particularly for people with dietary restrictions.


102. Custom Cake Making


Specialize in baking custom cakes for events such as birthdays, weddings, or corporate parties.


103. Homemade Dog Treats


Create and sell healthy, homemade dog treats at local farmers’ markets or online.


104. Mobile Nail Technician


Offer mobile manicure and pedicure services, which require minimal setup and travel to the client’s location.


105. Meal Delivery Service


Provide meal prep and delivery services for busy professionals or families, focusing on convenience and healthy options.


106. Carpet Cleaning


Start a mobile carpet cleaning service for homes and offices. With basic cleaning equipment, this can be a low-cost business.


107. DJ for Events


With some basic equipment and a good playlist, you can start a DJ service for weddings, parties, and events.


108. Language Instructor


Offer language lessons, either in-person or online, to individuals looking to learn a new language.


109. Senior Errand Service


Help seniors with tasks like grocery shopping, paying bills, or transportation to appointments.


110. Bike Repair


Offer bike repair services in your community or at local events. You can also consider a mobile service.


111. eBook Writing


Write and sell eBooks on Amazon Kindle or other platforms. This can be done with very little upfront cost.


112. Product Reviews on YouTube


Start a YouTube channel reviewing products and monetize through sponsorships, ads, or affiliate marketing.


113. Voice Acting


Offer voiceover services for advertisements, audiobooks, or animated videos.


114. Video Editing


Provide video editing services for YouTubers, businesses, or personal events like weddings and birthdays.


115. SEO Specialist


Offer search engine optimization services to help businesses improve their online presence.


116. Personal Concierge Service


Assist busy individuals with personal tasks like making reservations, scheduling appointments, and running errands.


117. Handmade Greeting Cards


Design and sell handmade greeting cards online or at local craft fairs.


118. Soap Recycling Service


Collect used soap from hotels and restaurants, recycle it, and sell it to new customers or donate it.


119. Ice Cream Cart


Operate an ice cream cart in high-traffic areas or at events, offering a simple but profitable treat.


120. Property Management


Offer property management services for landlords, handling tenant relations, maintenance, and rent collection.


121. Custom Embroidery


Create custom embroidered items like hats, shirts, or bags for businesses, schools, or individuals.


122. Make Up Artist


Provide make up services at festivals, weddings, or parties. It requires little initial investment in supplies.


123. Custom Pet Clothing


Design and sell custom clothing for pets, such as jackets, sweaters, or costumes.


124. Kombucha


Start a small-scale kombucha operation and sell kombucha to local restaurants or at events.


125. Homemade Candies


Create and sell handmade candies or chocolates at local events or through an online shop.


126. Aquarium Maintenance


Offer aquarium cleaning and maintenance services for businesses or home aquariums.


127. Virtual Reality Arcade


Set up a small-scale virtual reality arcade in a local community, offering immersive gaming experiences.


128. Renting Party Supplies


Rent out party supplies like chairs, tables, or decorations for events.


129. Sustainable Fashion


Create a sustainable fashion line made from eco-friendly materials or upcycled fabrics and sell online or at markets.


130. Vintage Clothing Reselling


Source and sell vintage clothing through online platforms like eBay or Etsy.


131. Flea Market Flipping


Purchase items from flea markets, garage sales, or thrift stores, refurbish them, and sell them for a profit.


132. Reselling Collectible Toys


Buy and sell collectible toys, such as action figures, comic books, or Funko Pop figures.


133. Pop-Up Café


Open a temporary café in high-traffic areas or at events, offering coffee and snacks without the overhead of a permanent location.


134. Outdoor Fitness Classes


Host outdoor group fitness classes in parks or public spaces, specializing in yoga, boot camp, or Pilates.


135. Mobile Smoothie Stand


Set up a mobile smoothie stand at farmers’ markets, festivals, or fitness centers, offering healthy and refreshing drinks.


136. Paint-and-Sip Events


Organize social events where attendees paint while enjoying drinks, typically hosted at bars or restaurants.


137. Personal Stylist


Offer personal styling services to clients looking to improve their wardrobe or prepare for special occasions.


138. Personal Finance Consultant


Help individuals or small businesses manage their finances, create budgets, or plan for retirement.


139. Podcast Producer


Provide podcast production services, including recording, editing, and publishing episodes for clients.


140. Fitness Equipment Rental


Rent out fitness equipment like treadmills, stationary bikes, or dumbbells to individuals who want to work out at home.


141. Homemade Jam or Preserves


Create and sell homemade jams or preserves at local farmers' markets or online.


142. Digital Scrapbooking


Offer digital scrapbooking services to create personalized albums for clients.


143. Mobile Mechanic


Offer on-site car repair services for basic maintenance tasks like oil changes, tire rotations, or battery replacements.


144. Custom Picture Framing


Provide custom framing services for art, photos, or memorabilia.


145. Urban Beekeeping


Start a beekeeping operation in urban areas and sell honey, beeswax, or related products.


146. Handmade Pottery


Create and sell handmade pottery items like mugs, vases, or plates, either online or at local markets.


147. Remote IT Support


Offer remote technical support services for individuals or small businesses in need of computer or software assistance.


148. Car Window Tinting


Provide window tinting services for cars, which requires minimal upfront investment in tools and materials.


149. Balloon Decorating


Offer balloon decorating services for parties, corporate events, or special occasions.


150. Online Marketplace Arbitrage


Buy products from one online marketplace and resell them on another for a profit.


151. Custom Phone Cases


Design and sell custom phone cases through online platforms.


152. Eco-Friendly Cleaning Products


Create and sell eco-friendly cleaning products made from natural ingredients.


153. Therapeutic Massage


Become a licensed massage therapist and offer therapeutic massages for relaxation or pain relief.


154. Food Truck


Start a mobile food truck business, offering a specific type of cuisine or dessert to customers on the go.


155. Popcorn Stand


Operate a popcorn stand at local events, festivals, or farmers' markets, offering gourmet flavors.


156. Bicycle Tours


Offer guided bicycle tours of your local area, especially in scenic or historic locations.


157. Makeup Artist


Provide makeup services for weddings, events, or photoshoots, either at home or on-site.


158. Handmade Toys


Create and sell handmade toys, such as wooden toys, plush animals, or puzzles.


159. Dance Instructor


Offer dance lessons for individuals or groups, specializing in styles like ballroom, salsa, or hip-hop.


160. Freelance Web Development


Create websites for small businesses, startups, or individuals looking to establish an online presence.


161. Custom Trophies or Awards


Design and sell custom trophies or awards for schools, sports teams, or corporate events.


162. Virtual Assistant for Real Estate Agents


Provide virtual administrative support to real estate agents, handling tasks like listings, scheduling, and client communication.


163. Home Organizing Consultant


Help clients declutter and organize their homes for improved functionality and aesthetics.


164. Podcast Transcription Service


Offer transcription services for podcasts, helping creators turn their audio content into written form.


165. Meal Planning Service


Provide personalized meal planning services for individuals or families looking to streamline their weekly meals.


166. Custom Stickers


Design and sell custom stickers for personal use, businesses, or events.


167. Baby Proofing Installation


Help new parents baby-proof their homes by installing safety locks, gates, and other protective measures.


168. Furniture Rental for Staging


Rent out furniture to real estate agents or homeowners looking to stage their properties for sale.


169. Home-Based Call Center


Start a home-based call center, offering customer service or telemarketing services for businesses


170. Subscription Box Service


Create and sell a curated subscription box service based on a specific niche, such as gourmet foods, beauty products, fitness gear, or hobby supplies. This allows you to provide recurring value to customers while generating consistent revenue.


171. Virtual Reality Tours


Create virtual tours for real estate, museums, or tourist attractions, allowing clients to explore spaces remotely.


172. Social Media Manager


Offer social media management services for small businesses, helping them grow their online presence.


173. Drone Photography


Provide aerial photography and videography services using a drone for real estate, weddings, or events.


174. Online Personal Training


Offer virtual fitness coaching, creating workout plans and offering guidance through online platforms.


175. Event Staffing Agency


Start a staffing agency for events, providing temporary workers for weddings, parties, or corporate gatherings.


176. Outdoor Gear Rental


Rent out camping equipment, kayaks, or hiking gear to outdoor enthusiasts in your area.


177. Specialty Food Store


Open a small store or online shop specializing in niche foods, such as gluten-free, vegan, or organic products.


178. Refurbishing Old Furniture


Buy and refurbish old furniture, giving it a fresh look and reselling it online or at local markets.


179. Digital Marketing Agency


Offer digital marketing services, such as SEO, PPC advertising, or content marketing, to small businesses.


180. Online Fundraising Consultant


Help nonprofits or small businesses run successful crowdfunding or fundraising campaigns online.


181. Freelance Bookkeeping


Provide bookkeeping services for small businesses that need help managing their accounts.


182. Dog Walking Service


Start a local dog walking service for pet owners who are too busy to walk their dogs themselves.


183. Urban Farming


Grow and sell fresh produce, herbs, or microgreens in an urban environment, either directly to consumers or restaurants.


184. Travel Agency


Start an online travel agency specializing in niche travel, such as eco-tourism or adventure trips.


185. Tattoo Removal Service


Offer laser tattoo removal services for individuals looking to remove or alter old tattoos.


186. Pet Grooming


Provide mobile or home-based pet grooming services for dogs, cats, and other small animals.


187. Mobile Car Wash


Start a mobile car wash service, going to clients’ homes or workplaces to clean their vehicles.


188. Renting Camping Equipment


Rent out tents, sleeping bags, and other camping gear for outdoor enthusiasts who don’t want to invest in their own equipment.


189. Custom Soap Making


Create and sell custom soaps with unique scents, colors, or designs.


190. Freelance Graphic Design


Offer graphic design services for branding, marketing materials, and websites to businesses.


191. Website Flipping


Buy underperforming websites, improve their design and content, and sell them for a profit.


192. Luxury Picnic Services


Create luxury picnic setups for couples, families, or special events, providing everything from blankets to gourmet food.


193. Virtual Stylist


Offer virtual personal shopping and styling services, helping clients find clothes that suit their style and budget.


194. Elder Care Consultant


Help families navigate the challenges of elder care, providing advice on home care, nursing homes, or financial planning.


195. Wedding Officiant


Become a certified wedding officiant and offer your services for couples looking for a personalized wedding ceremony.


196. Health Food Vending Machine


Set up vending machines that offer healthy snacks and drinks in offices, gyms, or schools.


197. Mobile Phone Photography Lessons


Teach individuals how to take professional-quality photos using only their smartphones.


198. Sewing Classes


Offer sewing lessons for beginners or people looking to learn specific techniques like quilting or dressmaking.


199. Holiday Decorating Service


Provide holiday decorating services for homes or businesses, focusing on Halloween, Christmas, or other festive occasions.


200. Online Vintage Store


Sell curated vintage clothing, accessories, or home decor through an online store.


Start With What You Have And Start A Business With A Small Capital


There are two things that I want to leave with you.


  • Always start with what you have and grow from there

  • Start with a small capital <$10,000


What is a small capital is up to debate. For some a small capital is less than $500 but for some who have been working for awhile it could be less than $10,000.


The lesson here is to start small with what is comfortable to you and scale from there.


Conclusion


These business ideas cover a wide range of industries, allowing you to choose one that aligns with your interests, skills, and available capital.


Whether you're starting an online venture or offering a service in your local community, these ideas can be started with minimal investment and scaled over time.


Each of these businesses can be started with low capital, making them accessible to a wide range of entrepreneurs. By choosing the right business model for your skills and interests, you can turn a small investment into a profitable venture.


Many can be done online, from home, or with equipment you may already own. By finding a niche that aligns with your skills and passions, you can build a successful business on a shoestring budget.



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